Money makes the world go round.

I was flipping threw my old blog posts. I realized that I have absolutely no follow through. I started the spending fast and probably lasted a month. That is freaking sad. I need to rectify that situation. It will have to be modified because I will have future vet bills coming up. I need to prove that I can accomplish something that I start. 

 I need to save $900 for the vet. That is going to be my goal for the next few months. If I surpass it, I will just keep saving. I have a link someplace that tells how to really save with coupons. I am gonna dig into that tomorrow to see what I can learn.  Every penny counts. 

 I figured out how to elevate some of my stress. I am going to pay a few bills ahead of time at the beginning of the month. Hopefully that will give me more leeway towards the middle when it is crunch time. I am tired of being broke. I am gonna figure this mess out and make it easier for myself. 

$900. I have to do it. It starts right now. 

Help meh save!

THIS is not spend fast worthy!

*250*

  That is a tattoo on MY right wrist. It was done during a special tattoo event for Friday the 13/Valentine`s Day. $31. The owner printed it much bigger then it was supposed to be. He also came to see what it looked like. I think he wants it too so I promptly thanked him for the upgrade. Oh yeah. The kid got one too. So after taxes and tip, I was out $80. It was a bonding moment. We had both been itchy for one. This reminds me of elementary school. Every morning I watched Tom and Jerry while I ate breakfast. If you know T&J, you get the tattoo.
Pretty cool, huh?
Ummm no. It isnt. I am so stupid. I cant even follow a simple task of saving money. I am so utterly broken that it is ridiculous. I would ask for advice but nobody comments or probably reads for that matter. Bots dont respond either.  You that read are not Bots. I apologize for that. I just need some cheerleaders and there aren't any.
 I think it is hard for me because of when this started. I still have $2k to *spend* before the deductible is reached so all is out of pocket. We have been having awful month winter wise. I just paid a huge electric bill. I will probably have to pay taxes this year. Plus I have car taxes and car reg coming up for April so I feel like I am constantly digging out. It is a lame excuse but it is how I feel.
 I also have the influences of the family. They pester me to get this. Buy this. And I have to be strong.  I have to say no no no!

How do I stay strong?  How do I not spend? *whine!*

It is very hard for us to do the *eat from the pantry* way of saving cause we already eat from it. I guess we could eat Ramen and split peas for dinner. Yay! I have been looking up recipes with things I already have in the house.
I was so proud of myself when I saved over $60 at BJ`s Wholesale Club last month and not on frivolous stuff either.  Part of me knows I should do coupons but my brain is not good like that. This has turned into a total crybaby woe as me post but I had to do it. I have to own up that my family and my hair trigger spending finger are to blame.

I think the snow is getting to me. Really I do. It is snowing right now! Has been for a couple hours. I have to go out to shovel after this post. Today I will shovel, water plants, clean/organize food pantry and possibly ignore my taxes for another day.

Spending Fast Game Plan:

Do not veer from the list of approved expenditures.
Do not buy processed foods unless extremely cheap.
Plan Garden for this year.
Put money aside till end of month.
Use that money to pay off a bill that has languished forever.
Lather Rinse Repeat until debt is paid off.
Save Save Save afterward.

Question: Is spending on supplies to make the raised veggie beds a okay expense? It will ultimately save us money in the long run.
That I would like another opinion on.

Today is Fat Tuesday. I have red beans cooking in slow cooker to serve over rice with baked chicken wings. Lots to do today.
Have a great last day of debauchery before Lent!

Is it cold enough for ya??

Ground Hog Day

*253* <----fucking menopause


  Let me start with how the spending fast is going. It really isn't. Savings this month $123. I guess I could say that is really good but it isn't. I bought some stuff that I knew I shouldn't. This past week I just didn't even think of abstaining. Starting fresh. I didn't spend at all today and I plan to really stick to it. I am more aware of what I spend. I also have the benefit now that oil and gas are cheaper so I will save from that. I was able to buy a little more then half a tank of oil (116) for $260. That is WAY cheaper then past years. I used to spend more on 50 gallons.  So January was a bust but I learning bust. I will save more for February. I will only spend on what is allowed. I can do THIS! Say it with me now!

I can do THIS!!

  Menopause sucks major major major. My period is late 18 days. Last month it was super late too. This is why the weight gain. Hubs and I didnt buy any ice cream or chips or crap this past week. I want to get back to where I was. He has a broken foot and he is afraid he will gain more cause he is less active. Hot flashes. Oh yeah. Mostly I wear a sweater instead of a coat cause I am always hot. It is frigid the past couple days so I did keep warm but this summer is gonna be bad. I better lose a shit ton so when I am walking around half naked cause of my hormones, nobody will be too grossed out. I just appreciate the good days of my new hormone imbalanced life. Lordy.


  The blizzard of 2015. Our little city got close to 30 inches of the white stuff. This is our street before the plows came. It was past my knees and I am 5`3. It took two days to dig out. Since he is wearing a

Blizzard 01/2015

Herman Munster boot, I had to rally the troops to help me with the snow. I had help. I was pleased. They know the proper way to shovel a BIG snow. We had a bit yesterday but it wasnt too bad. But Super Bowl Sunday night and all day Monday are a different story. 4-8 inches for the shoreline (us), 8-16 inches for the rest of the state. Ground Hog Day is in two days. I already know what the outcome will be. The Ground Hogs ass fur stuck to the bottom of his hidey hole and we will have a long winter!

  As some of you know, I love freebies, contests, and sweepstakes. I dont do them to freak proportions but I do it plenty. I have gotten some nice things over the past couple years. Snack foods, free coupons for stuff, zippo lighters, two ottomans (2 different contests), and little doo dads here and there. Lots of samples too. I never think I will win something big. Today was that day! I received a email from Bausch & Lombe that I was chosen as one of the weekly winners of their current contest. I won a 32 gig iPad mini! Can you believe that? I could never afford the expense to buy one for myself. I filled out all the paperwork and it will come in 6-8 weeks from now. Spring time. Perfect.  I decided hubs and I  would share it. Instead of using our phones in bed all the time. Goody! I am so happy. After all the crap that has gone on with us, it is good to have a bit o sunshine.

   One thing that was very bad was I lost was a very good friend. She unfriended me on Facebook/Life and it made me extremely sad. I worry about her health and unless my other friends tell me, I wont know how she is doing. I love her dearly and always will. I will never have hard feelings towards her because I couldnt. She is like my sister.

  I am cold sitting here. Brrrr. Frigid like whoa. It is 20 deg F at almost 6pm and that doesnt factor in the windchill. I will get off here, turn the chicken wings, and start the rice pilaf. I am making a big caesar salad too. Yummmmmm.


I hope you all have a great weekend. I will not spend!!

Happy Happy 2015!

  Another year is ending and beginning. Shit has been in the works of change for months but are really being implemented for the coming year. It is time for me to prove to myself that I can do better for me and for hubs. 

AAAAAAHHHHHHH-CHOOOO!!

The cold is still hanging on and I am gonna go to the walk in later cause I think I  might have ear infection and god help me strep throat. I have to call the pharmacy to see when they close.


But that is just a side step. This new year we will have a new energy efficient furnace that will save us money in the long run. His job is not helping us with paying for it. He has to fax out papers to see if we will be allowed to take out a emergency amount from his 401k. Crossing fingers. We will use the Gofund with whatever he gets to replace furnace, pay the electric bill, put oil in the tank and buy me some fancy bubble bath...cause this bitch deserves it! The new furnace will save on electricity and oil consumption, it is a tax right off, and we can get a small rebate from the electric company..Score! So we wait a bit longer. I figured we would have a working furnace by my birthday (Tuesday) but that is not likely. Maybe the following week.

   The kerosene heater is ours to keep. It is a life savor! It keeps our little house very toasty when it is only 12 deg f outside. It will be good to have if the electricity goes out in the winter months. I am going to keep one or two of our portable heaters for just in case but I will probably give the rest away. I have a couple people in mind.


 Spending Fast 2015 starts tomorrow. Scary? yes. Uplifting? Definitely! I will do a weekly update on how I am doing and a monthly update on what I saved. It will be small amounts at first because we have the high insurance deductible to reach but after that it should be amazing.

Gotta go...Walk in clinic awaits meh,

Happy new year!!